Why Journalists Working from Home During COVID-19 Need To Get Insured

Due to the COVID-19 pandemic that’s affecting the world, more and more people are working from home in order to reduce transmission of the virus in offices and other workplaces. Many journalists are absolutely necessary to report on the latest news during these unprecedented times, but working from home has become the norm for them as well. If you are a journalist currently working from home, you may want to consider investing in home and contents insurance. Not only has your home now become your place of work, but you may also be storing more expensive equipment than usual in it. Here are some of the main reasons why you need home insurance.

Protect Against Damage

A safe and secure home is more important than ever right now. If you are a journalist who is working from home, your worst nightmare may be something bad like a fire or a natural disaster causing damage to your property. Not only would this put you out of a place to live while the repairs are being made, but you’ll also have nowhere to work and you’ll be faced with huge expenses. Hopefully, none of that will happen, but home insurance will provide you with the peace of mind that you need to know you are covered if it does.

Find a New Location to Work and Live

If your home were to sustain serious damage that meant you were no longer able to live in it while the repairs were being carried out, a good home insurance policy can ensure that you are suitably relocated so that your life is disrupted as little as possible while you deal with the damage. If you are working from home and would need to continue working, your home insurance policy can help arrange somewhere else for you to stay like a hotel or short-term rental home rather than you having to move in with family or friends, which could be quite disruptive if you are working - or perhaps even impossible due to the coronavirus.

Protect Your Equipment

Many journalists have a lot of expensive equipment that is necessary for them to do their job. This will of course depend on the type of journalism that you do. You might have an expensive laptop or PC, sound equipment or even video equipment that is worth thousands of pounds at home. If it belongs to your employer you should check to see if they have already insured it; however, if you are a freelance journalist, the responsibility of insuring your equipment falls on you. Should your equipment be damaged or stolen, the last thing that you want is to be unable to replace it quickly as this will mean that you’re out of work. A good home contents insurance policy will cover all your work equipment to ensure that you can quickly and easily replace it if needed.

Deal with the Unexpected

2020 has been a year full of unexpected twists and turns and for many of us, life is nothing like how it was just twelve months ago. If you’ve been affected by coronavirus, then it makes sense for you to want to be as prepared as possible for anything else that could go wrong. Whether your home is damaged in a fire or a falling tree causes damage to your roof, having a solid policy means that no matter what might go wrong out of the blue, you can deal with it swiftly and ensure that your home is safe to live in.

Peace of Mind

Not only is your home your own personal sanctuary, but when you are working from home as a journalist, your entire livelihood is probably stored within it. That’s why it’s so important to ensure that you have a good home and contents insurance. If 2020 has left you, like many people, feeling more anxious than usual about the unexpected, then it makes sense to ensure that you are as prepared as possible. Getting a good home and contents insurance policy can take away some of the stress and provide you with the peace of mind that you need while working from home in these unusual times.

Save Money on Home Insurance

Thankfully, your home insurance doesn’t have to be a huge expense. Firstly, shop around using sites to find a policy that’s priced suitably for you. You can run a home insurance comparison to find all the quotes suitable for your needs and pick one that is affordable to you.

Working from home as a journalist means that your property is more precious than ever, and you have more expensive equipment at home. The right insurance will help you get on with your job with additional peace of mind.


Pete White Pete White

Love Shrewsbury editor and chief developer at The Web Orchard, find out more on petejwhite.com

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